Ronald D. Jones Financial Services

<body bgcolor="#ffffff" text="#000000"> <table style="font-family:Arial, Helvetica, sans-serif;" border="0" cellpadding="0" cellspacing="0" width="609"> <tr> <td width="384" valign="top"> <table cellpadding="3" cellspacing="0" border="0" width="384"> <tr> <td align="center" width="1%" valign="middle"> <img src="/files/5676/RDJ%20Picture%203.jpg" alt="Ronald D. Jones Financial Services" height="199" width="160" border="0"> </td> <td> <img src="/graphics/spacer.gif" WIDTH="10" HEIGHT="1" border="0"></td> <td align="left" valign="middle" width="99%"> <span style="font: 10pt Arial, Helvetica, sans-serif;"> <b>Ronald D. Jones, CLU, ChFC</b> <br> <br><p>333 West Main Street Suite 203</p> <br>Saxonburg, PA 16056 <br>Phone: 724-352-5020 <br>FAX: 724-352-2235 <br> <table border="0" cellpadding="0" cellspacing="0"> <tr style="font:10pt Arial, Helvetica, sans-serif; vertical-align:top;"> <td>Email: <br> <a href="mailto:RDJones@ft.newyorklife.com"> RDJones@ft.newyorklife.com</a> <br> </td> </tr> </table> </span> </td> </tr> <tr> <td colspan="4" style="font: 10pt Arial, Helvetica, sans-serif; vertical-align:top;"> <p>As with most other things in life, the key to achieving your long-term financial objectives is planning. Your goal may be to fund your children’s college education, protect your family during your working years, or guarantee your own retirement security. These things won’t happen by accident. It’s important to determine what you’d like to achieve financially and then map out a strategy that will help you meet those goals. The good news is that it’s never too late to start.<br /> <br /> Of course, planning your financial future can be intimidating. Luckily, you don't have to do it alone. We are trained professionals who can help you identify your financial needs and then determine which insurance and financial products can best help you meet your objectives.<br /> <br /> Please use our Web site as a resource, and do not hesitate to contact us for additional information or to schedule a meeting. Thank you for your interest.<br /> <br /> Ronald D. Jones CLU, ChFC is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of Pennsylvania and Ohio. No insurance business may be conducted outside these states.<br /> <br /> Ronald D. Jones CLU, ChFC is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member <a target="_blank" href="http://www.finra.org">FINRA</a>/<a target="_blank" href="http://www.sipc.org">SIPC</a>, a licensed insurance agency. In this regard, this communication is strictly intended for individuals residing in the states of Pennsylvania and Ohio. No offers may be made or accepted from any resident outside the specific states referenced.<br /> <br /> Ronald D. Jones Financial Services is not owned or operated by NYLIFE Securities LLC or its affiliates.<br /> <br /> Ronald D. Jones CLU, ChFC is also separately registered as an investment adviser representative under Eagle Strategies LLC, a Registered Investment Adviser, offering advisory services in the state(s) of Pennsylvania, Ohio, West Virginia, and Maryland. As such, these services are strictly intended for individuals residing in these states.</p> <p>Neither Ronald D. Jones Financial Services, its employees nor NYLIFE Securities LLC or its representatives render tax, legal or accounting advice.  Please consult your professional advisers regarding your particular situation.</p> <p>Ronald D. Jones CLU, ChFC is licensed to offer mutual funds and variable products. Market Watch information is provided for informational purposes and is not considered an offering of securities.</p> <div> </div> <p><br />  </p> </td> </tr> </table> <table border="0" cellpadding="0" cellspacing="0" width="384"> <tr><td colspan="2" width="192"> </td><td colspan="2" width="192" height="43" valign="bottom"><img src="/graphics/M/TA11_r4_c4.gif" width="192" height="43" border="0" alt="Newsletters"></td></tr> <tr><td colspan="2" width="192"> </td><td width="14" valign="top" background="/graphics/M/TA11_r5_c4.gif"> </td> <td valign="top" width="178"> <p><a style="text-decoration:none" href="index.cfm?type=N&source=content.cfm?ID=1820" target="_top"> <b><font size="2" face="Arial, Helvetica, sans-serif" color="#003366">The Measure of a Life</font></b></a> <font size="1" face="Arial, Helvetica, sans-serif"><br> One way to help mitigate the financial blow of the loss of a head of household is through life insurance.</font></p> <p><a style="text-decoration:none" href="index.cfm?type=N&source=content.cfm?ID=1823" target="_top"> <b><font size="2" face="Arial, Helvetica, sans-serif" color="#003366">Measuring the Jobs Situation</font></b></a> <font size="1" face="Arial, Helvetica, sans-serif"><br> Many people understand that a rising jobless rate is one of the hallmarks of a shrinking economy. But the national unemployment rate does not always reveal a complete picture of the jobs outlook.</font></p> <p><a style="text-decoration:none" href="index.cfm?type=N&source=content.cfm?ID=1872" target="_top"> <b><font size="2" face="Arial, Helvetica, sans-serif" color="#003366">Mark Your Calendar</font></b></a> <font size="1" face="Arial, Helvetica, sans-serif"><br> Once we approach the end of our working years, birthdays take on a renewed importance. </font></p> <p><a style="text-decoration:none" href="index.cfm?type=N&source=content.cfm?ID=1923" target="_top"> <b><font size="2" face="Arial, Helvetica, sans-serif" color="#003366">Beware the Better-Than-Average Effect </font></b></a> <font size="1" face="Arial, Helvetica, sans-serif"><br> Economists have found that, on average, people tend to believe that their own lives are improving at a faster rate than most everyone else's.</font></p> <p><a style="text-decoration:none" href="index.cfm?type=N&source=news_hdr.cfm" target="_top"> <b><font size="2" face="Arial, Helvetica, sans-serif" color="#FF0000">More Newsletters>>></font></b></a> </p> </td></tr> </table> </td> <td width="225" valign="top"> <table border="0" cellpadding="0" cellspacing="0" width="225"> <tr> <td colspan="2" width="225" height="32" valign="bottom"><img src="/graphics/spacer.gif" WIDTH="225" HEIGHT="6" border="0"><img src="/graphics/M/TA11_Account_Access_Header.gif" width="225" height="32" border="0" alt="Account Access"></td> </tr> <tr> <td width="14" background="/graphics/M/TA11_r2_c6.gif"> </td> <td valign="top" width="211"> <font face="Arial, Helvetica, sans-serif" size="1"> <form name="access_links"> <select name="target_link" onChange="javascript:new_window(document.access_links.target_link.options[document.access_links.target_link.selectedIndex].value,'800','600'); 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return false;" target="_blank"><font color="#000000">Log in or create</font></a> a Personal Folder</font> </td> </tr> <tr> <td colspan="2" width="192" height="43"><img src="/graphics/M/TA11_r4_c6.gif" width="225" height="43" border="0"></td> </tr><tr> <td rowspan="13" width="14" valign="top" background="/graphics/M/TA11_r5_c6.gif"> </td> <td width="211"><a href="index.cfm?type=R&source=research_hdr.cfm" target="_top"> <img src="/graphics/M/TA11_r5_c7.gif" width="211" height="52" border="0" alt="Articles"></a></td> </tr> <tr> <td valign="top" width="211"><font face="Arial, Helvetica, sans-serif" size="1">Educate yourself on a variety of <br> financial topics.</font></td> </tr><tr> <td width="211"><a href="index.cfm?type=C&source=calc_hdr.cfm" target="_top"> <img src="/graphics/M/TA11_r7_c7.gif" width="211" height="56" border="0" alt="Calculators"></a></td> </tr> <tr> <td valign="top" width="211"><font face="Arial, Helvetica, sans-serif" size="1">A host of financial tools to assist<br>you.</font></td> </tr><tr> <td width="211"><a href="index.cfm?type=N&source=news_hdr.cfm" target="_top"> <img src="/graphics/M/TA11_r9_c7.gif" width="211" height="56" border="0" alt="Newsletters"></a></td> </tr> <tr> <td valign="top" width="211"><font face="Arial, Helvetica, sans-serif" size="1"> Timely Newsletters to help you<br>stay current.</font></td> </tr><tr> <td width="211"><a href="index.cfm?type=E&source=eseminar_hdr.cfm" target="_top"> <img src="/graphics/M/TA11_Eseminar_home.gif" width="211" height="56" border="0" alt="E-Seminars"></a></td> </tr> <tr> <td valign="top" width="211"><font face="Arial, Helvetica, sans-serif" size="1"> Animated presentations to help you learn and decide.</font></td> </tr> <tr> <td width="211"> <a href="glossary.cfm" target="mondo"> <img src="/graphics/M/TA11_r11_c7.gif" width="211" height="56" border="0" alt="Glossary"></a></td> </tr> <tr> <td valign="top" width="211"> <font size="1" face="Arial, Helvetica, sans-serif"> Financial terms from A to Z. </font> </td> </tr> <tr> <td width="211"><img name="Leftnavmain_r13_c7" src="/graphics/M/TA11_r13_c7.gif" width="211" height="14" border="0"></td> </tr> </table> </td> </tr> <tr><td colspan="3"><br> <div style="font-family: Arial, Helvetica, sans-serif; font-size: smaller; text-align: center;"> <br> Securities offered by properly licensed registered representatives of NYLIFE Securities LLC (member <a href="http://www.finra.org" target="_blank">FINRA</a>/<a href="http://www.sipc.org" target="_blank">SIPC</a>). <br> <a href="http://www.ronaldjonesfinancial.com/files/NYLDBAdisclaimer.htm" TARGET="_blank"> Copyright 2010. 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